An expense tracker that lives in your Telegram.
Most budgeting apps get deleted after a week because logging is a chore. Finpin moves it into the chat you already open dozens of times a day: type lunch 12 and it’s done.
Why track spending in Telegram
The hard part of tracking money isn’t the charts — it’s remembering to write things down. A separate app means unlocking the phone, finding the icon and filling in a form. In Telegram you’re already there, so an entry takes about as long as sending a message.
- Nothing to install: Finpin is a bot, and its charts open as a Telegram mini app.
- Works wherever Telegram does — phone, desktop and web — and stays in sync.
- No bank login. You decide what gets recorded.
How it works
Write it down
Type “coffee 4.50”, send a voice message or a screenshot from your banking app.
Finpin files it
The bot picks the category and the date (“yesterday” works too) and logs the entry.
See the picture
Ask for stats any time. Premium adds a weekly AI review with real takeaways.
What you can type
coffee 4.50— an expense, filed under Food.taxi 18 yesterday— dated the day before.+3200 salary— a plus sign means income.- Several expenses in one message, one per line — each becomes its own entry.
Made a mistake? Every entry comes with an Undo button, and you can edit anything in the mini app.
More than a log
Wallets for every currency
Cash, card, savings or a second currency — each with its own balance.
Envelope budgets
Set a monthly limit per category and get a heads-up before you go over.
Savings goals
Put money aside for a goal and watch the progress bar fill up.
Subscriptions
Finpin notices recurring charges and reminds you before the next one.
Shared budgets
Add the bot to a group chat to track and split shared costs.
Your data, portable
Import CSV statements from Wise, Revolut or Tinkoff and export everything.
Free vs Premium
| Free | Premium · 250 ⭐/mo or 1500 ⭐/yr | |
|---|---|---|
| Log expenses and income by text | Unlimited | Unlimited |
| Voice messages | 5 a month | Unlimited |
| Categories | Basic, by keywords | AI categorization + custom categories |
| Wallets | To get started | Unlimited, any currency |
| Analytics | Current month | Any period |
| Weekly AI review | — | Included |
| Splitting in group chats | Included | Included |
| CSV import and export | — | Included |
Premium is paid with Telegram Stars and comes with a 7-day free trial.
Questions
Is Finpin free?
Yes. Logging expenses and income, basic categories, this month’s analytics and splitting in groups are free forever. Premium adds AI features, unlimited wallets and full history.
Do I need to install an app?
No. Finpin is a Telegram bot. The charts open as a mini app inside Telegram, so there is nothing to download.
Does Finpin connect to my bank?
No. You log entries yourself, by text, voice or a screenshot, or import a CSV statement. Finpin never asks for bank credentials.
Is my data safe?
Your data is stored encrypted, never used for advertising and never sold. Send /deleteme to the bot to erase everything at once.
Which languages does it speak?
English, Spanish and Russian. The bot follows your Telegram language, and you can switch it with /language.
More guides
Start in Telegram — your first entry takes 30 seconds.
Free plan forever · Premium from $2.50/month billed yearly