Money that explains where it all goes.
Finpin logs every expense, sorts it into categories and sends you a weekly review with real takeaways — right in Telegram. Type it, say it, or drop in a bank screenshot.
Three steps to a clear picture.
No spreadsheets. No apps you give up on after a week. It all happens in the chat you already open every day.
Text your expense
“lunch 12”, a voice message or a screenshot from your banking app — whatever's easiest.
Finpin picks the category
The bot works out what you spent on, files it under the right category and logs it.
Get a review with real takeaways
Analytics for every wallet and a weekly review land in Telegram on their own.
Not a tracker. A coach.
Every week Finpin sends you a scorecard: how much you spent, what pushed spending up, a forecast for the month and a tip or two that actually matter. The big picture comes to your chat — no digging required.
Split costs with friends — minus the awkward reminders.
Dinner out or a shared apartment? Log the expense in your group chat — Finpin works out who owes whom and suggests how to settle up in the fewest transfers. Split equally, by amounts or by shares.
A wallet for every currency. One total.
Dollars, euros, pounds, cash — each in its own wallet, with exchange rates applied automatically. Finpin rolls everything into one total and shows stats for each currency: what you have and where it goes.
What Finpin can do.
Your money is your business. Your data is yours alone.
Never for ads
We don't sell your data or use it for ad targeting.
Secure server
Your data is stored encrypted on a secure server.
Delete it all, instantly
Send /deleteme to the bot and your data is gone right away.
Protected by the rules
We follow personal data protection requirements.
Start for free.
- +1 wallet
- +Log expenses by text or voice
- +Basic categorization
- +Analytics for the current month
- +Splitting with friends and savings goals
- +2 envelope budgets
- +AI categorization
- +Unlimited wallets and envelopes
- +Analytics for any period
- +AI coach: automatic weekly review
- +Unlimited voice input
- +CSV import and export
Paid in Telegram Stars: 250 ⭐ / month or 1500 ⭐ / year.
7-day free trial.
Quick answers.
Yes. All the basics are free: logging expenses, categorization, monthly analytics, splitting with friends and savings goals. Premium is paid in Telegram Stars.
No. Everything works right inside Telegram. The mini app with charts opens there too, so there's nothing to download.
Just type “lunch 12” in the chat, say it in a voice message or send a screenshot of your bank history. Finpin takes it from there.
Your data is never used for advertising, you can wipe it in one go with the /deleteme command, and we follow personal data protection requirements.
Yes. In group chats Finpin tracks shared expenses and shows who owes whom, settled in the fewest possible transfers.
Categorization and the coach are powered by a neural network. Your data is never used to train models.